DECEMBER 9, 2025
Should I Take the First Insurance Offer? (Wichita Guide)
By Bradley A. Pistotnik, Wichita car accident attorney, Bull Attorneys, P.A.
Quick Answer:
Usually no. First offers are often low. Ask a lawyer to review it before you sign anything.
Why the first offer is low
Insurers move fast to close claims. They may not include future care, lost wages, or pain and suffering.
What to ask for
Medical bills, wage proof, future care plans, and proof of pain and daily limits.
Local help
Our Wichita team reviews offers free and explains your choices in plain language.
How people ask this out loud
- Hey Google, should I take the first insurance offer after a car accident?
- Siri, is the first settlement offer fair?
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Attorney Advertising. This blog provides general information only, not legal advice. Reading it does not create an attorney–client relationship. Deadlines and laws change.