How Trucking Insurers Try to Devalue Your Claim (and How to Respond)

Authored by Bradley A. Pistotnik — well-known and highly experienced Wichita truck accident lawyer; author of the book “Truck Accidents Kill,” and an authoritative speaker on trucking safety.

Coverage: Wichita Metro (Sedgwick County & surrounding communities) and Western Kansas — defined here as any county west of a north–south line that runs ~10 miles east of Topeka, bounded by Nebraska (north), Oklahoma (south), and Colorado (west).

Common Tactics

• Early recorded statements to lock down minimizing narratives.
• Quick-pay offers tied to overbroad medical releases.
• “Gaps in treatment” arguments to discount injuries.
• Social-media monitoring and surveillance for impeachment.
• Comparative-fault framing without full reconstruction.

Your Countermoves

• Decline recorded statements until represented; provide facts through counsel.
• Tight control of medical releases and curated records to protect privacy.
• Consistent, doctor-directed care and documentation.
• Early preservation of ECM/ELD, camera, and scene evidence to set the narrative.

Why Leverage Matters

When the defense understands that your case is investigation-ready and trial-ready, fair resolution becomes more likely. Evidence—not promises—moves numbers.

For more on immediate steps after a crash, see What to Do After a Truck Accident in Wichita. If you were injured in a truck crash in Wichita or Western Kansas, call Bull Attorneys 24/7 at 316-684-4400.